Introductory 0% APR Credit Card
If you plan to take a dream vacation, make major home improvements, or just anticipate a large ticket purchase, you can use a introductory 0% APR credit card to handle the sudden surge of expenses. Charge your purchases to a introductory 0% APR credit card and pay off over time, while enjoying a 0% APR during the intro period.
• Consumers can choose from five American Express® Credit Cards that offer introductory 0% APR. Blue offers 0% APR on purchases for up to 12 months, while Blue Cash® Card, Blue SkySM Card, and Clear from American Express® offer 0% APR for up to 12 months. Costco True Earnings® Card come with a shorter introductory period of 0% APR, but you may like its rewards program, which offers cash back for dining, traveling, and buying gas.
• Business owners may use introductory 0% APR credit cards to fund up-front expenses for new ventures, marketing activities, or new products. Our recommended American Express® Business Cards not only offer introductory 0% APR, but also come bundled with the OPEN Savings®. You can keep saving 3-25% on business purchases, after the 0% APR introductory period is over.
Personal Introductory 0% APR Credit Card
An introductory 0% APR Credit Card is ideal for consumers who are looking for not only low APR, but also built-in rewards programs for their lifestyle.
Blue from American Express®
- A Credit Card with points rewards
- 0% APR for up to 12 months of intro period
- Earn one point for virtually every dollar you spend
- Membership Rewards Express® program - Redeem points for travel, merchandise, and more
- View Terms & Conditions
Clear from American Express®
- A Credit Card with no fees of any kind
- 0% APR for up to 12 months of intro period
- Get a $25 shopping card every time you spend $2,500
- Free credit report and score every 12 months
- View Terms & Conditions
Blue Cash® from American Express
- A Credit Card for cash back
- 0% APR for up to 12 months of intro period
- Up to 5% cash back on eligible purchases made at U.S. supermarkets, gas stations and drugstores
- Up to 1.25% cash back on all other purchases
- View Terms & Conditions
Blue SkySM from American Express
- A Credit Card for flexible travel rewards
- 0% APR for up to 12 months of intro period
- Earn 1 point for virtually every dollar you spend
- Redeem points on any airline, hotel, rental car or cruise
- Save $100 for every 7,500 points redeemed
- View Terms & Conditions
The TrueEarnings® Card from Costco and American Express
- 3% Cash back for gasoline, for annual gasoline purchases of up to $3,000; 1% thereafter
- 3% Cash back for restaurants
- 2% Cash back for travel
- 1% Cash back everywhere else, including Costco
- View Terms & Conditions
Business Introductory 0% APR Credit Card
Find a recommended American Express Business Credit Card, which features introductory 0% APR in addition to enhanced business savings offered by OPEN Savings®.
Blue for Business® Credit Card from American Express
- A business Credit Card with points rewards
- 0% APR for up to 15 months of intro period
- Earn one point for virtually every dollar you spend
- Membership Rewards Express® program - Redeem points for travel, merchandise, and more
- OPEN Savings® - Save 3-25% on business expenses
- View Terms & Conditions
Platinum Business Credit Card from American Express
- A business Credit Card with points rewards
- 0% APR for up to 15 months of intro period
- Earn one point for virtually every dollar you spend
- Membership Rewards Express® program - Redeem points for travel, merchandise, and more
- OPEN Savings® - Save 3-25% on business expenses
- View Terms & Conditions
SimplyCash® Business Credit Card from American Express
- A business Credit Card with cash back
- 0% APR for up to 12 months of intro period
- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on auto gas purchases of up to $12,000 each year; 1% thereafter
- Earn 1% cash back on virtually all other purchases
- OPEN Savings® - Save 3-25% on business expenses
- View Terms & Conditions
The TrueEarnings® Business Card from Costco and American Express
- 4% Cash back for gasoline, for annual gasoline purchases of up to $6,000;1% thereafter
- 3% cash back for restaurants
- 2% cash back for travel
- 1% cash back everywhere else, including Costco
- View Terms & Conditions

