Home / Business Credit Card

Business Credit Card

A business credit card offers a quick and easy way to finance business start-up costs, short term cash flow, capital investment, business expansion, and more. Instead of applying for a commercial loan or line of credit from a traditional bank, which may require assets as collateral, proven financial record, and a significant amount of documentation, business owners increasingly turn to a business credit card to finance their growth.

As one of the top issuers of Business Credit Cards, American Express offers a broad selection to help you find a Business Credit Card or Charge Card with features designed for business owners: business-sized spending power, rewards for business purchases, expense management, and 24/7 customer support.

Plus, an American Express® Business Credit Card or Charge Card comes bundled with OPEN Savings®, which saves you 3-25% on select business expenses. Participating companies include FedEx, Hertz, Delta Air Lines, Hyatt Hotels and Resorts, Yahoo! Small Business, Symantec, BizFilings, and more.

Compare and find a Business Credit Card or Charge Card from the options listed below. Apply online and get a decision in 60 seconds.

 

 

 

Business Charge Card

An American Express Business Charge Card differs from a typical business credit card in that there is no pre-set spending limit, giving you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including spending patterns, your payment history, your credit history, and financial resources known to American Express. Ideal for business owners who make large purchases from time to time as part of their ongoing operations.

American Express Business Green Card

Business Green Rewards Card from American Express

  • Business Charge Card with no pre-set spending limit
  • Earn 1 point for virtually every dollar spent
  • Use points to travel on any airline with no blackout dates and no restrictions
  • Redeem points for rewards from over 50 of the finest names in shopping and entertainment
  • Transfer points into 11 frequent flyer programs -- 1 point for 1 airline mile with most programs
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions
American Express Business Gold Card

The Gold Card from American Express OPENSM

  • Business Charge Card with no pre-set spending limit
  • Earn 1 point for virtually every dollar spent
  • Use points to travel on any airline with no blackout dates and no restrictions
  • Redeem points for rewards from over 50 of the finest names in shopping and entertainment
  • Transfer points into 11 frequent flyer programs -- 1 point for 1 airline mile with most programs
  • Gold Card Events - Prime reserved seats for selected entertainment events, often in advance of public sale
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions
American Express Business Platinum Card

The Business Platinum Card® from American Express

  • Business Charge Card with no pre-set spending limit
  • Complimentary access to many airport clubs worldwide
  • Platinum Card Office Program - Free access to 950 Internet-equipped business lounges worldwide
  • By Invitation Only® - Access to sporting and cultural events not available to the general public
  • Personal Concierge to assist with dining reservations, meetings, gifts and more
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions

Business Credit Cards

This section features American Express Business Credit Cards that carry a variety of benefits.  Depending on the specific Card you choose, you can earn points, cash rebates, or travel rewards. All Business Credit Cards from American Express offer low APR for carrying a balance and give you flexibility to pay over time.

American Express Blue Business Credit Card

Blue for Business® Credit Card from American Express

  • Business Credit Card with points rewards
  • Earn one point for virtually every dollar you spend
  • Membership Rewards Express® program - Redeem points for travel, merchandise, and more
  • 0% introductory APR for up to 15 months
  • Low regular APR for purchases
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions
American Express Platinum Business Credit Card

Platinum Business Credit Card from American Express

  • Business Credit Card with points rewards
  • Earn one point for virtually every dollar you spend
  • Membership Rewards Express® program - Redeem points for travel, merchandise, and more
  • 0% introductory APR for up to 15 months
  • Low regular APR for purchases
  • OPEN Savings® - Save 3-5% on business expenses
  • View Terms & Conditions
American Express Simply Cash Credit Card

SimplyCash® Business Credit Card from American Express

  • Business Credit Card for cash back
  • Earn 5% cash back on office supplies and wireless services
  • Earn 3% cash back on auto gas purchases of up to $12,000 each year; 1% thereafter
  • Earn 1% cash back on virtually all other purchases
  • 0% introductory APR for up to 12 months
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions

Co-Brand Business Credit Cards

This section features American Express Business Credit Cards offering special benefits and savings from your favorite airlines, hotel chain, or warehouse club.  If you are a business traveler, your savings really add up fast.

American Express Delta SkyMiles Business Credit Card

Gold Delta SkyMiles® Business Credit Card

  • Business Credit Card for frequent flyer of Delta Air Lines
  • Save 5% on Delta flights
  • Earn 1 mile for virtually every dollar you spend
  • Earn double miles when you use the Card to pay for Delta purchases
  • Redeem miles for flights on Delta or over 15 airline partners
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions
American Express Jet Blue Business Credit Card

The JetBlue Business Card from American Express

  • Business Credit Card for frequent flyer of JetBlue Airways
  • Save 5% on JetBlue flights
  • Earn one Award Dollar for virtually every dollar you spend
  • Double Award Dollars on gas, wireless phone charges, car rentals, office supplies, and JetBlue flights
  • 200 Award Dollars = 1 TrueBlue® Point & 100 TrueBlue® Points = one round trip Award Flight
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions
American Express Starwood Business Credit Card

The Starwood Preferred Guest® Business Credit Card from American Express

  • Business Credit Card for hotel rewards
  • Earn Double Starpoints® at over 860 Starwood hotels and resorts in 95 countries
  • Earn one Starpoint® for virtually every dollar spent elsewhere
  • Use Starpoints for free nights and upgrades at participating Starwood hotels and resorts
  • Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions
American Express Costco Business Credit Card

The TrueEarnings® Business Card from Costco and American Express

  • Business Credit Card for cash back
  • 5% cash back for buying automobile gasoline
  • 3% cash back for eating out
  • 2% cash back for traveling
  • 1% cash back virtually everywhere else, including at Costco
  • OPEN Savings® - Save 3-25% on business expenses
  • View Terms & Conditions