Home / Credit Card With Cash Back / TrueEarnings Card from Costco and American Express

The TrueEarnings® Card from Costco and American Express

Attention Costco shoppers: your membership gets even better with the TrueEarnings® Card from Costco and American Express.

Quick Reference
Card Type	Credit Card
Rewards Program	Cash Back Rewards
Annual Fee	No annual fee
APR	Intro 0% APR up to 3 months*

With the TrueEarnings® Card, you can earn 3% cash back for automobile gasoline and 3% for eating out at any restaurant. You earn 2% cash back for traveling-airline tickets, hotel stays, car rentals, and cruises-even when you book through travel agencies. And everywhere else when you use the TrueEarnings® Card you earn 1% cash back, including at Costco. There is no cap on cash back, which accumulates over a year and will be issued in February billing statement.

With your paid Costco membership, the TrueEarnings® Card charges no annual fee. It comes with a 0% introductory APR for 3 months on purchases, and a low balance transfer APR for the first 6 months. The Card also offers an array of benefits and services provided by American Express, from purchase, identity, and account protection to travel assistance.

If you are already a Costco member and are looking for a Credit Card with cash back, especially on dining, traveling, and shopping at Costco, you should consider the TrueEarnings® Card from Costco and American Express.

Apply Now ›

Table 1: American Express Terms
Intro Purchase APR	Intro Period	Standard Purchase APR	Annual Fee	Balance Transfer APR
0%	3 months	Prime + 9.99%	None	1.99% for 6 mths

Do You Own a Business?

The TrueEarnings® Business Card from Costco and American Express

Do you use a Costco membership to stock up on business supplies? Boost your savings with the TrueEarnings® Business Card, which offers a full 5% cash back rebate on gas and enrollment in the OPEN Savings®, in addition to the same benefits as offered on the personal Card.

Go ›